
Hull City Council and its partners are encouraging people to seek help
The weeks after Christmas can feel particularly difficult, especially for those who are already under financial pressure. The excitement of the festive season fades, bills can start to come through the door and the reality of everyday costs can come back with force.
For many residents it can be a time of increased anxiety, low mood and difficult choices. Hull City Council and partners are here to help and are encouraging residents to reach out for support.
Money issues can have a serious effect on mental and emotional wellbeing. Worrying about being able to pay the next bill, falling behind on rent or choosing between putting the heating on or filling the fridge can lead to sleepless nights, isolation and even panic attacks or depression.
It can be hard to think clearly, focus on work or enjoy time with family when financial pressure is constantly in the background. It is important to remember that help is available and those who are struggling are not to blame.
Cllr Mike Ross, Leader of the council said: “We understand that the period after Christmas can be incredibly tough, not just financially but emotionally too. The pressure of rising costs, debt and trying to make ends meet can have a real impact on mental health. It’s something many people are facing, and no-one should have to cope alone.
“That’s why we’re working closely with local partners to ensure residents have access to the right support, whether it’s advice on managing bills, guidance on benefits or simply someone to talk to. Reaching out for help is the first step towards feeling more in control and supported”.
Talking about money may feel uncomfortable, but often it is the first step to feeling better. People may fall behind on payments or just feel overwhelmed by rising costs.
There are trained professionals who can help with the practical side of managing your money as well as the emotional side.
The following organisations can provide help, advice and support:
- NHS Mental Health Support (Provided by Humber Teaching NHS Foundation Trust) – If you’re feeling low, anxious or overwhelmed, you can self-refer to local NHS talking therapies or speak to your GP. These services are free, confidential, and designed to help you manage common mental health problems. Visit https://www.letstalkhull.co.uk or call 111 for urgent mental health help.
- The NHS Mental Health Support service provided by Humber Teaching NHS Foundation Trust also offers help for both children and adults. Visit: www.humber.nhs.uk/services/children-and-families for children’s services and www.humber.nhs.uk/services/adults for adult services.
- Hull and East Yorkshire Mind provide practical and emotional support throughout Hull to help with your mental health and wellbeing. Visit www.heymind.org.uk or call 01482 240 200
- Citizens Advice Hull & East Yorkshire – Citizens Advice can help you with fee confidential advice on debt and budgeting, benefits and housing, energy bills and food support. Visit www.hullandeastridingcab.org.uk or call 08082 787 981
- Cost of Living Support – Hull City Council and Partners are here to help with any issues you are having with the cost of living, visit www.hull.gov.uk/costofliving or call 01482 300 303
Emma Dallimore, Chief Executive at Hull and East Yorkshire Mind said: “Christmas can be a wonderful time, but it can also be an expensive one – and worrying about money can take a real toll on our mental health. Many people are feeling the pressure this year: the rising cost of living, the strain of trying to make Christmas special, the fear of letting people down, or simply managing when payments and support services change over the holidays.
“These worries are real, and they can feel overwhelming. But please remember, you are not alone in this. Struggling doesn’t mean you’ve done anything wrong.
“If you need someone to talk to, help with managing your money, or just a warm, safe space to be, support is out there. Reaching out is a strong and positive step and things can get better.”

